We have been doing this long enough to know the in’s and out’s of insurance providers, insurance claims, and anything insurance related. From commercial claims with multiple tenants and multiple insurance providers, to residential claims over a spilled glass of red wine, our public insurance adjusters have you covered.
What is a Public Adjuster?
A public adjuster is a licensed professional hired to represent your interests when you have an insurance claim. Your insurance company will provide a company adjuster that will represent their interests.
Why should I hire a public adjuster?
Insurance company adjusters do not require a license and are usually very inexperienced simply due to the high demand and turnover of the position. A public insurance claimer adjuster is licensed to negotiate claims and guarantee your greatest settlement no matter how inexperienced your company adjuster may be.
When should I hire a public adjuster?
As soon as possible. It’s important to have someone on your side from day one. You wouldn’t wait until after your trial to hire an attorney right?
Will my insurance rates go up or will my insurance company cancel me for hiring a public adjuster?
No. This question should be answered by your specific agent, but generally everyone’s insurance rates for your area will increase if it’s deemed to be a high claim volume area.
Is my insurance settlement taxable?
No. Insurance settlements are not considered income and are not subject to taxation.
What if my claim was already paid and closed or denied?
You have 1 year from the date of your claim to file or re-file your claim. Insurance companies regularly re-open and cover and pay more on claims even after they have been closed.